A homeowner’s starting point
Explore FORTIFIED roofing and North Carolina roof-grant programs before your replacement begins. Maddox can discuss the roofing scope; the program decides grant eligibility and approval.
A Maddox project
Ask us about the roof system details and documentation that may be needed when planning a FORTIFIED roof.
Shingle Roofing — New Bern, NC
What is FORTIFIED?
FORTIFIED is an IBHS program that addresses how a roof is built for severe weather. It includes requirements for details such as the roof deck and edges, plus documentation and evaluation.
A roof is not designated FORTIFIED simply because a particular shingle or metal panel is used. Plan with a qualified contractor and evaluator before installation.
Explore the official IBHS roof standardFind the program tied to your policy
Official program information checked September 21, 2026. Funding and rules can change. Use each program’s live eligibility check.
NCJUA
For eligible NCJUA policyholders with qualifying coastal properties in rating territories 130, 140, 150 and 160. The official rules specify eligible policy types and property requirements.
Check the NCJUA programNCIUA · Coastal area
For eligible NCIUA homeowners, homeowners wind or dwelling wind policies in territories 130–160. Both the policy and property must qualify; applying does not guarantee a grant.
Check the coastal programNCIUA · Beach area
For eligible NCIUA policyholders on the Outer Banks and barrier islands in rating territories 110 and 120. Confirm the territory and current terms with the program.
Check the beach-area programThese are maximum program amounts, not a discount from Maddox or a promise of a free roof. Funding is limited. A town or county name alone does not establish eligibility. The program’s approval and payment conditions control.
Before the work starts
Use the official site for your policy. Submit the requested property information and photographs through that program’s portal.
Follow the approval instructions, contractor requirements and evaluator process before authorizing roofing work. Do not assume an existing project can be reimbursed.
Complete the required evaluation and designation process, then submit the program’s final documents through its official portal.
Keep policy numbers, tax forms and identification documents off this roofing website. Submit sensitive grant information only through the official program channels. Ask the program about current deadlines, contractor participation and payment timing.
Useful answers
No. The grant program determines eligibility, reserves funding and handles grant payment. Maddox can discuss the roofing work and estimate; we cannot guarantee approval or reimbursement.
The selected roof system must meet the applicable IBHS requirements and be documented through the evaluation process. Discuss the proposed metal system with the contractor and evaluator before installation.
No. A voluntary roof-replacement grant and insurance coverage for a loss are different. Ask your insurer and the program how any covered damage affects participation.
Confirm the program’s current contractor requirements before you sign or schedule work. Use the official contractor directory and verify current certification and participation for the program you intend to use.
Maddox is not NCJUA, NCIUA or IBHS. Program administrators and your insurance representative are the authorities for eligibility and policy questions.
Let’s get started
Tell us what’s going on. We’ll listen, take a look, and discuss a useful next step.
Request a free estimatePrefer a conversation? (252) 222-3200